A new graphical user interface is available for ALS Servicing Manager and other FIS core systems. For more information, download the "Browser-Based Interface" brochure among the Quick Links on this page.

Benefits

• A Single System – Supports both retail and business lending (lower-end commercial), providing operational efficiencies such as reduced training costs, leveraged support staff and fewer interfaces to manage.
• Portfolio Growth – Facilitates the creation of new product offerings by using the software's predefined parameters to govern billing processes, interest accrual, delinquency and other product attributes.
• Flexibility and Speed to Market – Allows organizations to set parameters to efficiently create customized, market-driven loan products online, without programmer assistance.
• Productivity – Eliminates duplication, saves time and greatly reduces the possibility of error because loan data is entered once - and only once - for sharing with other components of the integrated software.
• Versatility – Adapts to the interest rate variations and multiple payoff options particularly with indirect lending, such as automotive loans.
• Extensive Backdating – Improves customer service and ensures data integrity by automatically reconstructing a loan and generating appropriate adjustments with no need for time-consuming, error-prone manual calculations.

Features

• Modular construction supports a wholly integrated accounting system that streamlines billing, interest accruals, fee calculations and assessment, payment processing, delinquency management and myriad customer service functions.
• All attributes of a loan product are assigned to independent but interconnected modules, so lenders can change selected product parameters (e.g. interest rate or insurance premium) without having to reprogram the software.
• Automated set-up and maintenance of loan account records, managing cash flows, monitoring compliance, accounting for and reporting to investors, handling customer inquiries and initiating collections.
• A separate but integrated system is available for escrow management.
• Support for all retail lending products - including direct and indirect loans, credit lines, installment loans and variable rate offerings (either unsecured or secured) - with creativity, efficiency, flexibility and comprehensive feature functionality.