FIS' vision for its commercial lending suite is to draw on the strengths of two best-of-breed lending systems to offer the best combination of integrated solutions, with a common reporting tool, covering the entire breadth of commercial lending – ALS Servicing Manager for small business and the lower-end middle market and the Advanced Commercial Banking System (ACBS®) for the high-end middle market and true high end. ACBS is available either as a licensed product or as an application service provider.
FIS' commercial lending suite also includes the Commercial Loans System and Discounted Notes System. Commercial Loans System provides flexible, effective management and review of commercial lending relationships with a customer-related structure. It is best-suited for financial services organizations that do not require the complex functionality of loan syndication or trading. FIS' Discounted Notes System is an online, real-time banking system that processes both accrual and nonaccrual item products for discounted notes.

The Advanced Commercial Banking System (ACBS) suite covers the capital markets, high-end commercial or high-end middle-market lending business.
ALS Servicing Manager covers lending to small businesses or small to mid-size corporations.
Commercial
» ACBS Loan Systems
» Advanced Lending Solutions
» Commercial Loans System and Discounted Notes