Integrated Monetary Processing Account System (IMPACS)
IMPACS is an integrated system that processes all types of current accounts, checking accounts, imbedded investment accounts, commercial checking accounts, passbook accounts, and sweep or cash management accounts.
With global functionality, such as seven-day processing, multicurrency handling, flexible date format options, floating decimal capability, and support for customer correspondence in double-byte character set languages, IMPACS helps organizations achieve customer service, marketing, product development, information and financial management objectives.
Profile
Profile is FIS’ premier real-time, ultrascalable core banking system. It is a fully integrated solution that includes customer, banking product, account and transactional requirements. Loan and deposit products are supported by an extensive inventory of configurable features that are shared across all banking lines of business. With unmatched production scalability and ultrahigh availability, Profile supports hundreds of institutions, ranging from de novo startups to top-tier global banks, making it the premier choice for organizations committed to a 24 x 365, always-on solution.
Profile’s real-time processing architecture provides immediate updates to the system of record and completes every transaction at the point of sale, optimizing workflow and virtually eliminating reprocessing and reconciliation. Straight-through processing improves operational efficiency, information accuracy and customer service levels. Institutions using Profile as their core banking system experience industry-leading total-cost-of-ownership-benefits based on increased operational efficiency, as well as dramatically lower infrastructure costs.
Savings Time (ST)
The FIS Savings/Time Deposit System (ST) processes a variety of investment deposit products, including savings accounts, certificates of deposit (CDs), retirement accounts and club accounts, and contains the same rich global functionality that is available in IMPACS, helping worldwide financial services organizations achieve their strategic business objectives.
FIS processes more than 114 million deposit accounts each night world wide with our deposits software.