Personalized service. Competitive choices. Maximum convenience. Your core processing technology must enable you to respond to your customers' changing needs while equipping you with the capabilities to exceed your strategic business goals.

FIS delivers the industry’s most advanced core processing systems that give your commercial bank unprecedented flexibility, scalability and reliability through a single source. Through knowing that commercial banks have diverse business objectives, we have tailored our systems accordingly. Each of our core solutions contains functionality designed to successfully serve the specific needs of your bank as well as your customers.

We'd be happy to help you find the best solution to meet the needs of your commercial bank. But until we have the opportunity to discuss your requirements in person, please use the following descriptions to guide you through our suite of core solutions.

HORIZON™
The designers of the HORIZON solution understand three important concepts: the multi-dimensional nature of commercial banks, the fundamental flow of transactions through a variety of channels, and the importance of strong customer relationships. The result is a unique and far superior approach to general ledger, transaction processing and relationship management. HORIZON is built to run in the IBM^® iSeries platform and may be operated at your site by your team or ours, or outsourced to one of our regional technology centers.

BancPac^®

BancPac delivers client/server software that operates in an easily navigable PC and Microsoft Windows^® environment. BancPac can be implemented on an in-house or service bureau basis, providing two alternatives for using the system's technology and processing to improve bottom-line operating efficiency. BancPac allows quick and easy start-up or conversion, with no codes to learn and no expensive mainframe hardware costs.

MISER^®
Built to optimize the Unisys^® Enterprise server, MISER offers comprehensive and tightly integrated retail and commercial functionality for regional and national financial institutions, including commercial banks. As the foundation of operations for hundreds of financial institutions nationwide, MISER delivers mission-critical, high-volume processing with proven reliability and efficiency.

BancLine^®

BancLine includes fully integrated core processing, retail and branch automation systems, check and document imaging and a complete range of support systems and interfaces. Delivered in a friendly, easy-to-learn Windows interface, BancLine allows paced migration from existing legacy systems to client-server open environments. The UNIX operating systems provides greater communication connectivity and the option of selecting from over 500 standard reports.

FIS Data Services™
Built upon the Kirchman Bankway^® core processing system, FIS Data Services combines the benefits, flexibility and control of an in-house core solution with the power of on-going training. Our hands-on training program increases your staff's utilization of our core system resulting in increased efficiencies and profitability for your institution.

We also offer an advanced report archival system called Vision™ as well as AccountFolio™, our loan collateral management and document tracking system.